BankX Terms and Conditions of Use
Terms
Becoming part of the BankX community by procuring any amount of BankX, XSD tokens, NFT’s or locking up tokens in Token LockUp Rewards through any means (e.g. minting, trading, staking, purchasing etc…) or interacting with the BankX blockchain system of smart contracts or website, www.BankX.io, www.AIDeFi.io or any of its AI Agents (Delta V, etc.), “You” agree to the following terms and conditions.
IF YOU DO NOT AGREE TO THESE TERMS, DO NOT PURCHASE, MINT, INTERACT, WITH OR OBTAIN THROUGH TRADE OR OTHER MEANS any tokens in the BankX system of smart contracts or use any website front end, specifically www.BankX.io, that will interact with the BankX system of smart contracts on the blockchain. BY PURCHASING, MINTING, INTERACTING WITH, OR OBTAINING THROUGH ANY MEANS ANY TOKEN IN THE BANKX SYSTEM OF BLOCKCHAIN SMART CONTRACTS, YOU WILL BE BOUND BY THESE TERMS AND ANY TERMS INCORPORATED BY REFERENCE HEREIN. IF YOU DO NOT FULLY UNDERSTAND THESE TERMS OR THOSE INCORPORATED BY REFERENCE HEREIN, DO NOT PURCHASE, MINT, INTERACT WITH, OR OBTAIN THROUGH TRADE OR OTHER MEANS any tokens in the BankX system of smart contracts, or use any website front end, specifically www.BankX.io, that will interact with the BankX system of smart contracts on the blockchain.
You do not currently, nor will you in the future, have an(y) expectation(s) of profiting as a result of the actions or inactions of other individuals or entities.
You acknowledge and accept that your involvement in the community does not create or establish a shared or common enterprise among or between community members. You do not currently, nor will you in the future have an(y) expectation of, or entitlement to, promotion(s), endorsement(s), acknowledgement(s), or other efforts by an(y) individual(s) or entity(ies) within or outside of the community relating to the community or BankX.
You acknowledge that, as a prudent and responsible community member, you benefit greatly from having any code that you plan to execute reviewed by a competent coder or computer scientist.
You acknowledge and accept that Blockchains, Smart Contracts, Cryptographic Currencies, and the like are rapidly evolving and relatively new technologies that are accompanied by inherent risk, however small, of total failure. In addition, distributed software operating on distributed computers is exponentially more complex and intricate than traditional software operating on a single or confined network(s). Despite the seemingly insurmountable notion of breaking or hacking cryptography, you acknowledge and accept that “breaking” cryptography would likely result in the destruction of all cryptographic tokens, coins, currencies, NFT’s and the like.
The Howey Test, developed by the US Supreme Court in 1946, outlines the considerations used to determine whether a contract constitutes a security subject to registration with and regulation by the SEC.
As it relates to you being part of the BankX community, you acknowledge and agree that there is no investment of money and nor a common enterprise.
You acknowledge, accept, and agree that cryptocurrencies are extremely volatile and as such, significant declines in value can occur.
Website Terms and Conditions of Use
1. Terms
By accessing this Website, accessible from www.BankX.io, you are agreeing to be bound by these Website Terms and Conditions of Use and agree that you, and you alone, are required to comply with any applicable state, local, or federal laws or regulations. If you disagree with any of these terms, you are prohibited from accessing this site or blockchain application. The materials contained in Website are protected by copyright and trademark law.
2. Use License
Permission is granted to temporarily download one copy of the materials on BankX’s Website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
- Modify, publish, republish, distribute, disseminate, or copy the materials;
- Use the materials for any commercial purpose or for any public display;
- Attempt to reverse engineer any software contained on BankX’s Website;
- Remove any copyright or other proprietary notations from the materials; or
- Transfer the materials to another person or “mirror” the materials on any server or device.
BankX retains and reserves the right to terminate upon violations of any of these restrictions. Upon termination, your viewing right will also be terminated and you agree to destroy any downloaded materials in your possession whether it is printed or electronic format.
3. Disclaimer
All the materials on BankX’s Website are provided “as is”. BankX makes no representations or warranties, expressed or implied, as to any matter whatsoever, including, without limitation warranties or representations with respect to the accuracy or reliability of the use of the materials on its Website or otherwise relating to such materials or any sites linked to this Website.
4. Limitations
Neither BankX nor its suppliers will be held accountable or otherwise liable for any damages, direct or indirect, that are caused or proximately caused by the use or inability to use the materials on BankX’s Website—including without limitation, if BankX or an authorized representative of this Website has been notified, orally or written, of the possibility of such damage. Notwithstanding the same, the aforementioned limitations may not apply in jurisdictions prohibiting limitations on implied warranties or limitations of liability for incidental damages.
5. Revisions and Errata
The materials appearing on BankX’s Website may include technical, typographical, or photographic errors. BankX will not promise that any of the materials in this Website are accurate, complete, or current. BankX may change the materials contained on its Website at any time and without notice. BankX does not make any commitment to update the materials.
6. Links
BankX has not reviewed all of the sites linked to its Website and is not responsible for the contents of any such linked site. Likewise, the presence of any link does not imply endorsement by BankX. The use of any linked website is at the user’s own risk.
7. Site Terms of Use Modifications
BankX may revise and amend these Terms of Use at any time with or without prior notice. By using this Website, you are agreeing to be bound by the current version of these Terms and Conditions of Use, as amended from time to time.
8. Privacy Policy for BankX
At www.BankX.io, accessible from https://BankX.io or http://BankX.io or any or any subdomain, a foundational tenant is the privacy of its visitors. This Privacy Policy document contains types of information that is collected and recorded by www.BankX.io and how we use it.
If you have additional questions or require more information about our Privacy Policy, do not hesitate to submit your questions or requests to other members of our community in one of our social media accounts.
Analytics
If you truly care about your privacy, you should be using the tor browser from http://tor.eff.org. Doing so will drastically limit or completely eliminate the transmission of your unique user data. The BankX community views unique user data as a burden. That being said, the site uses google analytics and is hosted on Ionos at this time and could change in the future. The hosting companies provide this as a component of the hosting services’ analytics. The information collected by analytics includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users’ movement on the website, and gathering demographic information. No matter what any company writes in their terms of service, they can always change them, or break their own rules, so you must be responsible for protecting your own privacy.
Cookies and Web Beacons
Like any other website, www.BankX.io uses ‘cookies’. These cookies are used to store information including visitors’ preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users’ experience by customizing the web page content based upon each visitor’s browser type and/or other information.
Privacy Policies
Third-party ad servers or ad networks use technologies such as cookies, JavaScript, or Web Beacons in their respective advertisements and links appearing on www.BankX.io. Such advertisements are sent directly to each user’s browser. Through the sending of such advertisements directly to your browser, the ad servers or ad networks automatically receive your IP address. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.
Note that www.BankX.io has no access to or control over these cookies that are used by third-party advertisers.
Third Party Privacy Policies
www.BankX.io Privacy Policy does not apply to other advertisers or websites. Thus, you may wish to consult the respective Privacy Policies of any third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options.
You may choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, you may try the browsers’ respective websites.
Children’s Information
Another priority of this community is adding protection for children while using the internet. Parents and guardians are encouraged to observe, participate in, and/or monitor and guide children’s online activity.
www.BankX.io does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on the BankX website, you are strongly encouraged to utilize the reporting link here—as doing so ensures all measures are promptly taken to permanently remove any such information from all records
Online Privacy Policy Only
This Privacy Policy applies only to online activities and is valid for visitors to www.BankX.io with regards to the information that was shared and/or collect in www.BankX.io. This policy is not applicable to any information collected offline or via channels other than this website.
Consent
By using our website, you hereby consent to our Privacy Policy and agree to its Terms and Conditions.
9. Governing Law
Any dispute or claim arising from or related to the BankX’s Website shall be governed by the laws of the state of Texas, without regard to its conflict of law provisions.
1. LEGAL DISCLAIMER
Risks related to the use of BankX Website, Server and Blockchain Software, “User Chosen Software Assister” tool.
BankX will not be responsible for any losses, damages or claims arising from events substantially falling within the scope of the following five categories:
Errors, mistakes, or omissions made by the user of any cryptocurrency-related software or service. This includes, without limitation, forgotten or lost passwords, payments sent to wrong coin wallet addresses, and deletion, deactivation, or removal of BankX’s “User Chosen Software Assister” tool.
Software problems of the BankX “User Chosen Software Assister” tool and/or any cryptocurrency-related software or service, to include, without limitation, corruption of the BankX “User Chosen Software Assister” file, incorrectly constructed transactions, unsafe or unsupported cryptographic libraries, malware or other incompatible programs affecting the BankX “User Chosen Software Assister” tool and/or any cryptocurrency-related software or service.
Technical failures in the hardware of the user of any cryptocurrency-related software or service, (e.g., data loss due to a faulty or damaged storage device).
Security problems experienced by the user of any cryptocurrency-related software or service, including, without limitation, unauthorized access to a user’s BankX “User Chosen Software Assister” tool and/or account(s).
Actions or inactions of third parties and/or events experienced by third parties, including, without limitation, bankruptcy or disruption of service providers, information security attacks on service providers, and fraud committed by third parties.
2. Trading and Investment risks
There is considerable exposure to risk in any cryptocurrency exchange transaction. Any transaction involving cryptocurrencies involves risks including, but not limited to, the potential for changing economic conditions that may substantially affect the price or liquidity of a cryptocurrency. Investments in cryptocurrency exchange speculation may also be susceptible to sharp rises and falls as the relevant market values fluctuate. It is for this reason that when speculating in such markets it is advisable to use only risk capital.
3. Electronic Trading Risks
Before you engage in transactions using an electronic system, you should carefully review the rules and regulations of the exchanges offering the system and/or listing the instruments that you intend to trade. Online trading has inherent risk due to system response and access times that may vary based upon market conditions, system performance, and other factors. You should understand these and additional risks before trading.
4. Compliance with tax obligations
The users of the BankX “User Chosen Software Assister” tool are solely responsible to determinate what, if any, taxes apply to their cryptocurrency transactions. The owners of, or contributors to, the BankX “User Chosen Software Assister” are NOT responsible for determining the taxes that apply to cryptocurrency transactions.
5. No warranties
The BankX “User Chosen Software Assister” tool is provided on an “as is” basis, without any warranties of any kind regarding the BankX “User Chosen Software Assister” tool and/or any content, data, materials and/or services provided on the BankX “User Chosen Software Assister” tool.
6. Limitation of liability
To the greatest extent permitted by law, in no event shall the owners of, or contributors to, the BankX “User Chosen Software Assister” tool be liable for any damages of any kind, including, but not limited to, loss of use, lost profits, or data loss arising out of or in any way connected with the use of the BankX “User Chosen Software Assister” tool. In no way are the owners of, or contributors to, the BankX “User Chosen Software Assister” tool responsible for the actions, inactions, decisions, or other behavior taken or not taken by you in reliance upon the BankX “User Chosen Software Assister” tool.
AGREEING TO THE TERMS AND CONDITIONS OF THE USE OF BANKX CONSTITUTES A WAIVER OF YOUR RIGHT TO A TRIAL BY JURY AND PARTICIPATION IN A CLASS ACTION LAWSUIT.
7. Arbitration
The user of the BankX “User Chosen Software Assister” tool agrees to arbitrate any dispute, including but not limited to claims for specific performance, arising from or in connection with the BankX “User Chosen Software Assister” tool or this disclaimer, except for disputes related to copyrights, logos, trademarks, trade names, trade secrets or patents. All aforementioned arbitrations shall be finally decided in AAA (Triple-A) Arbitration in the State of Texas. The user of the BankX “User Chosen Software Assister” tool further agrees and submits to jurisdiction in Texas.
8. Last amendment
This disclaimer was amended for the last time on March 3, 2023.
Privacy Policy for BankX
At www.BankX.io, accessible from https://BankX.io or http://BankX.io or any or any subdomain, one of our main priorities is the privacy of its visitors. This Privacy Policy document contains types of information that is collected and recorded by www.BankX.io and how we use it.
If you have additional questions or require more information about our Privacy Policy, do not hesitate to submit your questions or requests to other members of our community in one of our social media accounts.
Analytics
If you really care about your privacy you should be using the tor browser from http://tor.eff.org. We prefer not to have any data about you at all really, as it is a liability. We do use google analytics and are hosted on Ionos currently to try and figure out where traffic is coming from and which pages on the site are being read the most. Many hosting companies do this and a part of hosting services’ analytics. The information collected by analytics includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users’ movement on the website, and gathering demographic information. No matter what any company writes in their terms of service, they can always change them, or break their own rules, so you must be responsible for protecting your own privacy.
Cookies and Web Beacons
Like any other website, www.BankX.io uses ‘cookies’. These cookies are used to store information including visitors’ preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users’ experience by customizing our web page content based on visitors’ browser type and/or other information.
Privacy Policies
Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on www.BankX.io which are sent directly to users’ browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.
Note that www.BankX.io has no access to or control over these cookies that are used by third-party advertisers.
Third Party Privacy Policies
www.BankX.io Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options.
You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers’ respective websites.
Children’s Information
Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.
www.BankX.io does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.
Online Privacy Policy Only
This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in www.BankX.io. This policy is not applicable to any information collected offline or via channels other than this website.
Consent
By using our website, you hereby consent to our Privacy Policy and agree to its Terms and Conditions.
Additional Items
You will notice the theme of the above text is that you should have absolutely no expectations of any sort regarding anything, and if anything goes wrong, you shouldn’t look for redress anywhere, and you should receive none. Everything is subject to change at anytime. Software is hard. Blockchain software is harder. Everything could go terribly wrong and you would be out of luck. A common mistake users make is to send their cryptocurrency directly to a contract address on Ethereum or similar smart contract enabled blockchain. Anything you send, you lose, and will not get back. This nearly always results in the total loss of their funds.
During the sacrifice phase, if you send things not supported, you get no x-points. If you send before or after the sacrifice phase period, you get no x-points. If you sacrifice cryptocurrency without using the sacrifice application on www.BankX.io, you will get no x-points. The moral of the story here is, on the blockchain, it’s very easy to make mistakes, you must be very careful.
NFT Terms of Purchase and Use
BankX NFT’s:
- may, where expressly stated, include additional functionality, capabilities, content, or access to private membership social media groups;
- may be unique or part of a limited series,
- may include the ability to mint the stablecoin at certain times and may increase the amount of BankX tokens you receive for locking up tokens in Token LockUp Rewards;
- may be subject to additional terms or qualifications as stated in the description of the NFT; and
- are subject to applicable laws as in effect from time to time.
Ownership:
“Own” means your rights with respect to a NFT that you have purchased or otherwise rightfully acquired from the BankX NFT smart contract, where proof of such purchase is recorded on the applicable blockchain. You agree, in relation to any NFT that you Own, that you Own that NFT in accordance with any description which accompanies that NFT. An issuer of an NFT may, at its option, use third party platforms or wallet extensions (which may be owned or operated by third parties) to sell NFTs (“Third Party Sites”).
A NFT THAT YOU OWN WILL BE TRANSFERABLE, BUT ANY TRANSFEREE WILL BE SUBJECT TO THESE NFT TERMS. NFTS THAT ARE PROVIDED BY BANKX ARE FOR UTILITY PURPOSES TIED TO UNIQUE CAPABILITIES AND MEMBERSHIP EXPERIENCES. YOU SHOULD NOT PURCHASE BANKX NFT’S WITH A VIEW OF INVESTMENT, RESALE OR SPECULATION. THERE CAN BE NO ASSURANCE AS TO THEIR PRESENT OR FUTURE VALUE, TRANSFERABILITY OR MARKETABILITY. YOU AGREE BY PURCHASING THE NFT THAT YOU HAVE NO EXPECTATION OF PROFIT AND YOU ARE NOT RELYING ON THE WORK OF OTHERS OR THIRD PARTY PROMOTERS.
The NFT allows you to mint stablecoin at certain times, increase the BankX tokens you receive for locking up tokens in Token LockUp Rewards and gives special access to private social media groups. It is only you, your NFT and the blockchain performing these functions.
Risks:
Once you Own any NFT, you are responsible for any damage, or loss of access, to the NFT. Neither BankX nor any of its affiliates, partners, developers, etc. shall have any liability in such circumstances, regardless of cause. You expressly understand and agree that your use of BankX and any NFTs is at your sole risk and that BankX and the NFTs are provided “as is” and “as available”.
There are risks associated with using Internet-based digital assets such as NFTs and cryptocurrency, including, but not limited to, the risk of hardware, software and Internet connections, the risk of malicious software introduction, and the risk that third parties may obtain unauthorized access to information stored within your electronic wallet. You accept and acknowledge that BankX will not be responsible for any communication failures, disruptions, errors, distortions or delays you may experience when using the blockchain network, however caused.
The regulatory and legal regime governing blockchain technologies, cryptocurrencies, and tokens is uncertain, and new regulations or policies may materially adversely affect the development of the Platform ecosystem, and therefore the potential utility or value of your NFTs. You accept and acknowledge that neither BankX, its contributors, affiliates, or members of its communite will not be responsible for the risk of changes to the regulatory and legal regime governing blockchain technologies, cryptocurrencies, and tokens and new regulations, unfavorable regulatory intervention in one or more jurisdictions or policies any of which may materially adversely affect the use and value of the NFTs.
Taxes:
You are solely responsible for determining what, if any, taxes apply to your NFT-related transactions. Neither BankX, its contributors, affiliates, or community members are not responsible for determining the taxes that apply to your transactions on the Platform or other NFT-related transactions.
Disclaimer of Warranty:
THERE IS NO WARRANTY FOR BANKX OR ANY NFT’S, TO THE EXTENT PERMITTED BY APPLICABLE LAW. EXCEPT WHEN OTHERWISE STATED IN WRITING, AN NFT ISSUER AND/OR OTHER PARTIES PROVIDE THE PLATFORM AND NFT’S “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NONINFRINGEMENT.
Limitation of Liability:
EXCEPT AS REQUIRED BY NONWAIVABLE PROVISIONS OF APPLICABLE LAW OR AGREED TO IN WRITING, A NFT ISSUER (OR ANY LICENSOR) SHALL NOT BE LIABLE TO YOU OR ANY OTHER PARTY FOR DAMAGES, INCLUDING ANY GENERAL, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OR INABILITY TO USE BANKX OR ANY NFT’S OR ELEMENTS THEREOF (INCLUDING BUT NOT LIMITED TO LOSS OF DATA OR DATA BEING RENDERED INACCURATE OR LOSSES SUSTAINED BY YOU OR THIRD PARTIES), EVEN IF YOU OR OTHER PARTY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Cryptocurrency Financial Transactions:
Any cryptocurrency payments or financial transactions that you engage in via BankX will be conducted solely through the blockchain network. BankX has no control over these payments or transactions, nor does BankX have the ability to reverse any payments or transactions. BankX does not provide refunds for any purchases that you might make on or through BankX – whether NFTs or anything else.
BankX has no liability to you or to any third party for any claims or damages that may arise as a result of any payments or transaction that you engage in via BankX, or any other payment or transactions that you conduct via the blockchain network.
Entire Agreement:
These NFT Terms, together with the BankX Sacrifice Phase Disclaimer, Website Terms and Conditions of Use and Privacy Policy constitute the entire agreement between you and BankX with respect to the NFT’s, use of the BankX website and the system of blockchain contracts. The failure of BankX to exercise or enforce any right or provision of these terms shall not constitute a waiver of such right or provision. If any provision of these terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in that provision, and the other provisions of these terms remain in full force and effect.